Comments on: 15 things you should know about Swiss health insurance https://lenews.ch/2015/10/08/15-things-you-should-know-about-swiss-health-insurance/ | Swiss News Fri, 25 Sep 2020 13:11:49 +0000 hourly 1 By: devine_sunshine https://lenews.ch/2015/10/08/15-things-you-should-know-about-swiss-health-insurance/#comment-3482 Sun, 11 Oct 2015 11:36:31 +0000 http://lenews.ch/?p=18447#comment-3482 In reply to Le News.

Hi Paul, You can also opt to take out an international private insurance e.g. Bupa, cigna, etc. You take it out BEFORE entering CH. Then contact the relevant Swiss Insurance department with proof that you are insured, so that they do not automatically assign you an insurance & back date the premium as mentioned above.

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By: Le News https://lenews.ch/2015/10/08/15-things-you-should-know-about-swiss-health-insurance/#comment-3477 Fri, 09 Oct 2015 18:33:44 +0000 http://lenews.ch/?p=18447#comment-3477 In reply to Cristiana.

Hi Cristiana, Prices can vary by commune. For example in the canton of Vaud there are two regions and your commune will fall into one of them. Here is a list of communes and their regions for 2015 in Vaud: http://www.vd.ch/fileadmin/user_upload/organisation/dsas/sash/R%C3%A9gions_primes_2015_v2.pdf Region 2 seems to have slightly lower premiums than region 1 in 2016. You can compare communes here: http://www.priminfo.ch/ Hope this helps.

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By: Cristiana https://lenews.ch/2015/10/08/15-things-you-should-know-about-swiss-health-insurance/#comment-3474 Fri, 09 Oct 2015 14:33:06 +0000 http://lenews.ch/?p=18447#comment-3474 thanks for posting the article, very useful. Ref. Question 6, are there any price differences within the same canton (for different zip codes)?

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By: Le News https://lenews.ch/2015/10/08/15-things-you-should-know-about-swiss-health-insurance/#comment-3472 Fri, 09 Oct 2015 07:51:52 +0000 http://lenews.ch/?p=18447#comment-3472 Hi Paul, The short answer is you cancel your policy when you leave. The Federal Office of Public Health says this: “Insurance coverage ceases when a policyholder is no longer subject to compulsory insurance…he or she dies…he or she leaves Switzerland to take up residence in another country and is not required to remain insured in Switzerland on the basis of the bilateral agreements with the EU or the agreement with EFTA countries (e.g. cross-border commuters, pensioners and their family members)”. Insurance companies normally ask for proof of deregistration from your commune of residence before canceling the policy. This is for basic compulsory insurance. Complementary policies have their own rules set out in the contract and governed by insurance law. I’d suggest asking the insurer all of these questions before signing up.

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